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HOME BIRTH LETTER A sample letter to insurance companies asking for coverage for home birth. (Date)
(Insurance Person
Insurance Carrier
Address)
Dear ( ):
Under my current insurance plan, care by_________________, a certified nurse-midwife/certified midwife (choose one) is not a covered benefit. I am writing to request an exception to this policy and authorization for full coverage for my prenatal, birth, and postpartum care under the care of _______________ for a home birth, and hospital transfer if medically necessary. Because I would like to continue to access the midwifery philosophy of care for my future gynecological and family planning services, I am requesting ______________be credentialed as part of the Plan's network. Home birth is a safe, cost-effective and patient-responsive health care site for low-risk women. The safety of home birth increases when women who prefer this option have access to continuity of care from home to hospital. The services by_____________ include prenatal care, labor and birth as well as postpartum visits. The CNM/CM (choose one) ____________will be working collaboratively with Dr._____________ who will be available for consultation, collaboration and transfer of care if needed. If transfer of care during labor becomes necessary, Dr. ____________ will be available at___________ hospital.Certified nurse-midwives are licensed professionals experienced in providing clinical care, health education and follow up for low-risk mothers and their families. Midwifery views child birth as a natural event and therefore uses technological and invasive interventions only when medically necessary. Midwifery care is safe, cost-effective and patient-responsive health care, which produces good outcomes, lower cesarean section rates, and high levels of patient satisfaction. According to a study reported in Obstetrics and Gynecology, the outcomes of intended home births in nurse-midwifery practices demonstrate outcomes which are comparable to hospital birth practices.* I would like to obtain your authorization for an exception to cover my care by _______________ (name of midwife) and for you to include her/him in the plan network for the following reasons:
I am now ( ) months pregnant and would like to transfer as soon as possible to care by_______________, CNM/CM (choose one). I sincerely hope you will grant me an exception. I wish to have a well-monitored childbirth responsive to my needs, and feel I am best able to obtain that care with a certified midwife at home. I know that ____________ Health Plan is committed to patient needs and providing high quality cost-effective care. For further questions, please contact ___________, CNM/CM (choose one) at (xxx) xxx-xxxx. Thank you for your consideration.
Sincerely,
(Your name, address,
phone number here)
Ins. ID number
Cc: Midwife Benefits person in human resources department at work *Murphy PA, Fullerton J. Outcomes of intended home births in nurse-midwifery practice: a prospective descriptive study. Obstet Gynecol 1998; 92:461-470 Additional Resources |
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