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MIDWIFERY CARE/HOSPITAL DELIVERY A sample letter to insurance companies asking for coverage for midwifery care or a hospital delivery. (Date)
(Insurance Person
Insurance Carrier
Address)
Dear ( ):
Under my insurance policy, _______________ a midwifery practice/certified nurse-midwife/certified midwife (choose one) in _____________, is not currently an in-plan provider. I am writing to request an exception to this and authorization for full coverage for my prenatal, delivery and postpartum care by this practice/midwife. In addition, I would like to request that ______________be included as part of the Plan's network for future obstetric and gynecological care. Certified nurse-midwives/certified midwives (choose one) are highly trained licensed professionals who are experienced in providing clinical care, health education and follow up for mothers and their families. Midwifery views childbirth as a natural event and therefore uses technological and invasive interventions only when medically necessary. Midwifery care is a safe, cost-effective and patient-responsive health care alternative, and produces good outcomes and high levels of patient satisfaction. A study examining the differences in the practices of family physicians, obstetricians and certified nurse-midwives found that the midwives had lower cesarean section rates and used significantly fewer resources than either group of physicians.* I would like to obtain your authorization for an exemption to cover my care by_____________ at the rate equivalent to seeing a physician and to request that the practice/my midwife be included in the provider network for the following reasons:
I am now ( ) months pregnant and would like to transfer as soon as possible to the care of _______________. I sincerely hope you will grant me an exemption to obtain care from _____________under the plan, so that I can have a well monitored, safe childbirth that is also responsive to my needs. I know that ______________ Health Plan is committed to patients and providing high quality, responsive and cost-effective care. For further questions about the midwifery by _______, please contact ______, at (xxx) xxx-xxxx. Thank you for your consideration. Sincerely,
(Your name, address, phone number) CC: Midwife
*Rosenblatt RA, Dobie SA, Hart LG, Schneeweiss R, Gould D, Raine TR, et. al. Interspeciality differences in the obstetric care of low-risk women. Am J Public Health 1997; 287:233-351.
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